Tailor Made Car Finance https://www.tailormadecarfinance.com Tailor Made Car Finance Just For You Thu, 15 Aug 2019 10:17:17 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.3 https://www.tailormadecarfinance.com/wp-content/uploads/2019/06/cropped-TMCF-Favyellow-32x32.png Tailor Made Car Finance https://www.tailormadecarfinance.com 32 32 Poor and Bad Credit https://www.tailormadecarfinance.com/poor-and-bad-credit/ https://www.tailormadecarfinance.com/poor-and-bad-credit/#respond Thu, 15 Aug 2019 10:17:17 +0000 https://www.tailormadecarfinance.com/?p=1138 Attractive and affordable finance is all very well, but what if you think you have poor or bad credit? Doesn’t that mean that any lender is going to disregard any application for credit with the utmost suspicion and reject your request for the necessary car finance?  Many lenders consider your bad credit as a representation […]

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Attractive and affordable finance is all very well, but what if you think you have poor or bad credit? Doesn’t that mean that any lender is going to disregard any application for credit with the utmost suspicion and reject your request for the necessary car finance? 

Many lenders consider your bad credit as a representation of you as a person. If you have bad credit then they assume you will run into difficulties in repaying and default on repayments of any loans. The assessment of your credit status is carried out by many lenders through credit agencies in the UK, such as Experian and CallCredit. 

The credit reference agencies might reveal a bad credit record for a number of reasons, but mainly because of your past difficulties in managing finance and debt. Those difficulties might be shown as: 

  • A past declaration of bankruptcy 
  • County Court Judgments (CCJ’s) 
  • Your entry into an Individual Voluntary Arrangement (IVA)  
  • The fact that you have had to make a formal Debt Management Plan in your struggle to manage your debts. 

If you have ever been in any of these situations or these are shown on record then it is almost certain to result in lenders rejecting your application for further credit, due to your bad debt status. 

 

How Can Tailor Made Car Finance Help If You Have Bad Credit?

Tailor Made Car Finance are specialists in offering car finance to customers applying for guaranteed finance. Through our excellent service and ability to find the right car at the right price, we have grown in size and experience, becoming experts in our field. This allows us to offer our wide range of clients a professional and knowledgeable service to help them get the car of their dreams. We pride ourselves on providing the best car finance service to ensure you get the car you want at a price you can afford. 

We offer excellent rates and repayment options meaning there are variable APR Rates and repayment schedules, providing you with a tailor made service. 

Most of our customers drive away the same week, if not the same day. We don’t waste time going back and forth, but we do like to ensure your new car is professionally prepared and delivered direct to your drive.

We have an excellent record for securing finance for people who have been refused in the past, giving that hope of obtaining finance for those who thought they would struggle. 

Our finance experts have many years of industry experience which allows us to provide the most competitive products available, seven days a week, twenty-four hours a day.

To find out more about how we can help you call us now on 01279 927001. We are based in Harlow, Essex and our simple and easy application form can be found on our website. Our email address is info@tailormadecarfinance.com

 

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A Tailor Made Partnership – Introduction To Oakleigh Cars https://www.tailormadecarfinance.com/a-tailor-made-partnership-introduction-to-oakleigh-cars/ Wed, 03 Jul 2019 08:35:13 +0000 http://www.tailormadecarfinance.universalwebdevelopment.co.uk/?p=780 The post A Tailor Made Partnership – Introduction To Oakleigh Cars appeared first on Tailor Made Car Finance.

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Looking for your perfect car? Well look no further, Tailor Made Car Finance has access to thousands of nearly new and used cars. Let us Tailor make your search today.

You can spend hours scrolling through the internet looking for the perfect nearly new or used car, but that is a hassle. Here at Tailor Made Car Finance we cut out the hassle making the whole process as easy as possible for you.

In partnership with Oakleigh Cars Ltd, Tailor Made Car Finance have access to not only a large panel of lenders but also thousands of used cars throughout the UK. Oakleigh Cars ensures all their cars go through a 50-point vehicle check as standard, allowing you to buy with total confidence.

Tailor Made Car Finance pride themselves on delivering excellent customer service and a hassle-free approach. We work with you to understand your budget and aspirations, ensuring we get the finance in place before then assisting you in the search for your perfect car. You can also take advantage of our free delivery service to anywhere in mainland UK.

By choosing a car from Oakleigh Cars you can be assured that you will be provided with not only the best choice of cars, but the best car buying experience and excellent customer service as well as after care.

Don’t just take our word for it, check out our many Customer Reviews, 5 Stars and Recommendations on Autotrader and Google Reviews.
Visit our website or call our friendly advisers today to discuss your application, search and supporting documents.

We are here to help you in your search for the best used car around – feel free to get in touch if you need any guidance or advice with finding car insurance and sourcing your car.

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Tailor Made Guide to Buying a BMW 1 Series https://www.tailormadecarfinance.com/tailor-made-guide-to-buying-a-bmw-1-series/ Mon, 10 Jun 2019 07:47:03 +0000 http://www.tailormadecarfinance.universalwebdevelopment.co.uk/?p=766 The post Tailor Made Guide to Buying a BMW 1 Series appeared first on Tailor Made Car Finance.

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The popular BMW 1 Series is available as either a two-door coupe and convertible or three and five-door hatchback. The 1 Series has been designed to introduce buyers to the German brand. It looks, feels and drives like a premium product and has been designed to reward keen drivers.

It has excellent ride comfort, despite being equipped with run-flat tyres that are renowned for giving a harder ride. There is a wide range of petrol or diesel engines and all come with a six-speed manual transmission as standard although earlier models had only five gears.

Of the petrol’s, all are smooth and refined. The diesels are as impressive as anything rival firms have come up with, blending excellent economy with plenty of performance in the case of the 120d and later 123d.

The BMW Brand

The BMW 1 Series was introduced in the UK from 2004 to 2013 to compete in the mid-size car range that had some stiff competition from VW, Ford, Vauxhall, Audi and Mercedes. The 1 Series immediately established itself as a credible contender and built a strong and loyal following with its combination of wide-ranging and efficient engines, a classy image and reputation for strong build, quality and safety.

5 star Euro NCAP rating

BMW has excellent safety credentials and the 1 Series continues that trend. Independent safety assessor Euro NCAP rated it with the top five stars. It claimed the 1 Series has a very strong and stable passenger compartment. And it praised BMW for putting substantial padding around the steering column to protect the driver’s knees. Seat Belts that tighten during emergency braking, a full complement of airbags and ESP stability control plus ABS anti-lock brakes are all standard.

Best for fuel economy: 116d EfficientDynamics

BMW’s fuel-saving tech is called EfficientDynamics. This includes stop-start and brake regeneration where slowing down captures energy from braking to charge the battery. There’s also common rail injection for the diesel engines meaning the 116D model returns a claimed 64.2mpg with 118/km of CO2. At its launch it was class leading.

Best value for money: 118d SE

The best blend between a driver focused car, equipment and economy is the 118d SE model. You will get all the equipment you’re going to need plus an engine that combines plenty of go with great economy.

Budget Planner: What you get for your money

£13,000 – 2014 (14 reg) 120i, 5 door hatchback, 28,000 miles.
£11,800 – 2016 (16 reg) 120d SE, 5 door hatchback, 75,000 miles.
£10,000 – 2016 (16 reg) 118i SE, 5 door hatchback, 27,000 miles.

Whether you are looking for a 1 Series, 5 Series or any other brand, Tailor Made Car Finance are here to help. We hope this guide has given you a clear direction for the search in your perfect used car. Feel free to get in touch with us if you need any guidance or advice with finding car finance and sourcing your new car.

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Vision Guide for Drivers https://www.tailormadecarfinance.com/vision-guide-for-drivers/ Fri, 03 May 2019 07:15:47 +0000 http://www.tailormadecarfinance.universalwebdevelopment.co.uk/?p=755 The post Vision Guide for Drivers appeared first on Tailor Made Car Finance.

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It’s really important that you can see clearly to be able to drive safely. There are lots of medical conditions that may affect your visual field and driving. To name a few; strokes and brain tumours, as well as eye conditions such as diabetic retinopathy, glaucoma and cataracts.
Regular eye examinations are important, especially as we get older and our sight starts to deteriorate through old age. If your optometrist tells you that you must not drive, you must stop all driving immediately. Driving when you are medically unfit to do so is a criminal offence, and you could face a fine of up to £1,000. You may also be prosecuted if you are involved in an accident.

DVLA and DVA Driving Eyesight Rules:

  • Must be able to read number plates from 20 meters away
  • Have a visual acuity of at least 6/12 – your optometrist will be able to tell you if you meet this.
  • Must have an adequate field of vision

You must tell the DVLA if:

  • You no longer meet the vision requirements for driving
  • A condition or disability has gotten worse since you got your licence
  • You have certain medical conditions, even if you can still meet the vision requirements

Full details are available on gov.uk’s Driving Eyesight Rules and eyesight requirements.

Driving Glasses

If your optometrist has told you to wear glasses for driving, make sure you wear them, even for short trips – and keep a spare pair in the car. Choose glasses with thinner sides for driving as they won’t block your side vision as much as thicker ones.

If you wear contact lenses, keep a pair of glasses in the car in case you need to take your lenses out. Even if you don’t need to wear glasses all the time, you will probably find they are particularly helpful when the lighting is poor, and for driving at night.

The headlights of oncoming traffic can be dazzling when you are driving at night or in poor weather conditions. You may see ‘night driving glasses’ with amber-coloured plastic lenses available on the internet and in some shops. Optometrists do not recommend that you wear them as they restrict the amount of light entering your eyes and so may cause more problems than they solve.

If glare is an ongoing problem for you, make sure your windscreen and headlights are thoroughly cleaned and free from grime and dirt. If you wear glasses, you may find that having them coated with an anti-reflective coating may help – and don’t forget to keep them clean too.

If you find that problems with glare at night persist, make an appointment with your optometrist.
Sunshine can be dazzling too, particularly when the sun is low in the sky. If you wear glasses, you may find it helpful to have a pair of prescription sunglasses in the car, or to wear clip-on sunglasses over your prescription glasses.

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